Dont wait till it's too late
get protection in place for you family with our certified products
Our Certified products
Term Life
Term covers you for a specific time when your family needs protection the most.
☐ Lowest cost option
☐ Income protection during working years
☐ Covers mortgage, debt, and kids
☐ Simple and easy to understand
Whole Life
Permanent coverage that lasts your entire life with fixed premiums and guaranteed cash value growth.
☐ Lifetime protection
☐ Builds guaranteed cash value
☐ Stable, predictable growth
☐ Legacy / wealth transfer
Index Universal Life
Permanent life insurance with flexible premiums and cash value tied to a market index (like the S&P 500), with downside protection.
☐ Tax-advantaged cash growth
☐ Market upside with protection from losses
☐ Flexible payments
☐ Retirement income strategy
CALCULATE YOUR Quote
THESE NUMBERS are based on the results we usually see with partners
HERE IS Our process...
Fill out integrated calculator & filter out which carrier will take you
Fill out a time slot on our cALendly or contact us DIRECTLY
From there we will handle underwriting and send out your policy!
SUPER SIMPLE AND TRANPARENT PROCESS FOR YOU
CARRIER YOU KNOW AND TRUST we WORK CLOSLEY WITH...
Transamerica
Mutual of Omaha
Americo
American Amicable
Baltimore
Foresters
Aflac
Royal Neighbors
Gerber
AND MORE
Common client inquiries at your disposal
Ensure your company has the following Ai integrations...
How do you Qualify for A IUL?
The thing about IUL's is there are extremely beneficial to have in place for price-effectiveness and cash value options compared to traditional whole or term life. However super hard to Qualify based on "Age," "Health," and "Criminal Record"
What does it take to Qualify?
The main factors that determine if you can qualify for a policy would be your current age, current and past health issues, prescriptions or medications taken for treatment and criminal history including Felonies and DUI's are automatic Red Flags for many carriers.
How Long to recieve a Policy?
With our Express Products through our carriers, they will let us know immediatley for insurability, however the digital and physical copy of the policy packet will take up to 7-10 business days AFTER the inital draft has been taken out.
Can I get policies for my whole family?
Yes, we guarantee family plans as long as they have proof of insurability depending on health and other factors. coverage amount really depends on what fits your families needs.
How do I check for credibility?
After you recieve a quote, we will have one of our designated agents send you a copy of their licence certificate and NPN (National Producer Number) to verify on the commioners website as needed.
Do you offer mortgage protection?
Yes, Mortgage protection is one of those unique products much like a final expense Life policy that covers enouph to pay off the rest of the house if something unfortunate were to happen to the breadwinner of the family moving into retirement but also allows for additional funds to be paid to their estate.
Can I guarantee Qualification?
Not everyone will be able to qualify for a policy, every carrier has specific underwriting specifications that will deem you high/preffered risk. Even if you don'y qualify for a policy you may still reach out to verify if it is possible for insurability from a direct call with the company.